Fair questions.

Parakh is a business due-diligence and decision-support tool. It lets you look up what the public GST register and the published eCourts database say about a counterparty — before you extend trade credit, advance money, or enter an important commercial relationship. It is not a credit bureau, and it does not produce a credit score.

A GSTIN (Goods and Services Tax Identification Number) is a unique 15-character identifier assigned to every registered GST taxpayer in India. It encodes the state of registration, the PAN of the entity, and an entity sequence number. Any party that supplies goods or services above the GST threshold is required to have one.

From a GSTIN alone, the public GST register can tell you: the legal registered name, the trade name, the constitution of the business (proprietorship, partnership, private limited, etc.), the state and registered address, the date of registration, the current registration status (active, cancelled, or suspended), and the GST return filing history.

A Parakh report contains: GSTIN and identity confirmation, legal name and trade name, GST registration status and date, constitution and entity type, registered business address, filing history with gap analysis, any possible public court-record matches graded by confidence level, case type and status where available, the date the search was run, and — always — a final section stating what the search could not find.

Parakh searches two public sources: (1) The GST register maintained by GSTN under the Ministry of Finance; and (2) The eCourts public database maintained by the National Informatics Centre (NIC). No private data, credit bureau files, or proprietary scoring is used.

No. Parakh is not a credit bureau and is not registered as a Credit Information Company (CIC) under the Credit Information Companies (Regulation) Act, 2005. Commercial credit bureau data is restricted by law to financial institutions. Parakh searches only public records available to anyone.

No — and it never will. Credit scoring on a business is reserved by law for registered credit bureaux. Parakh reports specific public-record findings and labels them FLAG / CLEAR / NOTE. It does not rate, score, or offer a verdict on the creditworthiness of any party.

Not necessarily. A business or person can appear in litigation for many reasons — as a plaintiff pursuing their own claims, as a defendant in a dispute that was settled or dismissed, or even as a case of mistaken identity (name ambiguity). The existence of a court record does not by itself indicate wrongdoing, fraud, default, or adverse creditworthiness. Parakh reports what the public record shows and leaves the judgement to you.

Every report shows the exact date and time the search was run. GST register data is queried at search time and is current to that date. Court data is subject to lag — the eCourts database updates as courts publish their records, which can be days or weeks behind actual case activity. A finding not appearing in the database does not mean no case exists.

Parakh grades matches as STRONG or POSSIBLE. STRONG indicates an exact or near-exact name match with geographic consistency. POSSIBLE indicates a partial or ambiguous name match. POSSIBLE matches are always disclosed — never silently dropped and never treated as confirmed. It is your decision whether a POSSIBLE match warrants further enquiry.

₹199 per report, charged after your first free report. For international customers, an equivalent USD amount is available via Dodo Payments. There are no subscriptions, no minimum commitments, and no per-seat fees.

Yes. Every registered user gets one free report. After that, each report costs ₹199. Payment is collected at the time of the search, before the report is generated.

Yes. Every generated report can be downloaded as a PDF directly from your dashboard. The downloaded version is identical to the on-screen version.

Reports are stored in your account for as long as your account is active. If you delete your account, your reports will be deleted after a short retention window as required by our data-minimisation policy. [NEEDS BUSINESS INPUT: confirm exact retention duration]

If you believe a report contains a mismatched court record, incorrect GST information, or outdated data, you can submit a correction request. Parakh will review the flagged finding. If the public source shows different information, the report will be updated. Legitimate public records are never silently deleted — they are assessed for correctness.

Yes. The party you are checking is not notified. No enquiry is filed against their name anywhere. This is a search of public records that anyone can access — Parakh makes it faster and more structured.

If data retrieval fails due to a source being temporarily unavailable, you will be notified. You will not be charged for a failed report. You can retry the search once the source is available again.

Yes. The GST register and the eCourts database are both public records. Nothing Parakh retrieves is behind a private login, obtained from a data broker, or obtained without consent. Public GST data is deliberately made searchable by the government to enable counterparty transparency in commerce.